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Three Men Walk Into A Bar...

But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?

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Interest Rate Update - Josh Durrant

The RBA may have held the official cash rate at the first spring meeting, but interest rate changes continue in the home loan market:

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Book An Appointment Online

We know it can be daunting to take the first step and book in to see a Financial Planner or Mortgage Broker. That's why we make it really easy for you to come and see us. The first meeting is free, with no pressure or obligation. We like to get to know you in an environment where you feel relaxed and comfortable, so that you get the most out of the session. We use everyday language and show you options that best suit you, always ensuring you understand everything so you’re in complete control.

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How spending affects borrowing

There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

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Stamp Duty Reductions for First Home Buyers

First Home Buyers rejoice! From 1 July 2017 Stamp Duty was abolished for Victorian First Home Buyers purchasing up to $600,000 and phased in on a sliding scale for purchases between $600,001 and $750,000!

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What's your investing style?

Do you lie awake at night worrying about how your super or other investments are performing? Or are you comfortable with short-term volatility in order to pursue long-term growth? Learn how well-diversified portfolios are constructed based on your appetite to risk in our infographic.

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Why Banks Are Raising Rates

Learn why banks are raising rates outside of the RBA's decisions on interest only loans. Should you switch to principle & interest repayments?

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Five Changes To Super To Action Before 30 June '17

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RBA Sits On The Sidelines While Lenders Play On

At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...

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RBA Holds Rates, Will Your Lender?

At its March meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, changes are happening in the market...

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RBA leaves rates on hold at the first meet of 2017

The Reserve Bank of Australia didn't move the official cash rate at the first meeting of 2017. Meanwhile, many lenders have been adjusting their interest rates outside of RBA movements this summer.

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Merry Christmas !!

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Finance Market Review & Forecast

Our Managing Director, James Taylor's overview of the last financial quarter, and forecast for interest rates, property and financial markets.

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New Road Wear Launch!

This spring we want to inspire you to keep pedalling! Find out how you can get our new high tech kit, worth over $700, for free...

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Avoid The DIY Will Curse

A DIY Will Kit may seem like a cost effective approach to your Estate Planning now, but if not executed correctly, your family could be faced with significant legal expenses, long delays and unnessisary stress. Is that really the legacy you want to leave behind?

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OUR "WHY" VIDEO

WHY ARE WE SO PASSIONATE ABOUT HELPING PEOPLE EXPERIENCING HOMELESSNESS? PLEASE WATCH THIS...

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Vinnies CEO Sleepout 2016

All four of our Directors will brave the elements this year. Can you help us smash last years fundraising efforts?

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Things just got interesting...

Yesterday the Reserve Bank dropped interest rates by 0.25% to a record low 1.75%, but what's next? James Taylor gives us his view here...

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Insurance Claims & The Media - What you need to know

Unpaid insurance claims have been big news recently, highlighting why it's so important to have your personal policies reviewed by a licenced adviser regularly...

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A Quick Overview Of The Current Investment Landscape

What's actually happening out there? As we near the end of the first quarter of 2016 (yes already!) James Taylor shares his professional overview of the current economic conditions.

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Interest Rate Update

The RBA decided to keep the official cash rate on hold at 2.0% today, but what's to come?

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Our view on the Investment Landscape - August 2015

There’s been some sharemarket volatility related to Greece and China, but what will become a big point of discussion around water coolers in the coming months is the banks RAISING interest rates on investment loans.

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Investment Lending Is Changing

Big things are happening in lending world. If you have an investment property or an interest only home loan - this may impact you

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Vinnies CEO Sleepout 2015

The most satisfying part of working in the finance industry is helping people achieve the "Great Australian Dream" of home ownership. Yet 105,000 Australians are homeless.

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The mortgage broking process…

So you’re interested in getting on the property ladder – but what steps should you take next?

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What is a section 32?

Two of the most important documents in the property purchase process are the contract of sale and the Section 32 Statement

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Before you buy... Getting pre-approval

Buying a property is a life changing decision, so it’s vital you're armed with all the right tools before going down this road.

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What happens at settlement?

Settlement is the final process in the exchange between buyer and seller before picking up the keys!

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What does being a guarantor mean?

it's a term that's bounded around a lot, but what role does a guarantor actually play?

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What is stamp duty?

In a nutshell, stamp duty is a tax imposed by the government when you purchase a property. Nothing to do with postage!

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I’m a first home buyer – are there any benefits or discounts available?

Getting into the property market as a first home-buyer is tough – there’s no denying it. So what is the government doing to help?

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Our view on the Investment Landscape - April 2015

It’s been a big 12 months for Australian economics, the Government and the Reserve Bank of Australia (RBA). Australian growth forecasts are continually being revised downwards, and this looks like it will continue as things are not improving.

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What you should know and do before auction day

it's important you're organised and have your finances inline before heading to an auction.

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I’ve bought a property, when will my first repayment fall due?

Don't panic - your first repayment isn't usually due until a month after settlement

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What should I be aware of before buying an apartment vs a house?

Before you decide whether you want to live in an apartment or a house do your research first.

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