From handy tips to expert insights,
We’re here to help educate
For those who reside in Victoria, it has been a tough time. The isolation of a Stage 4 lockdown is confronting and the ongoing reinforcement of the impacts of the virus on our lives has obscured what we believe is a growing light at the end of the tunnel – both at a community level and in an investment context.
READ MORE >As Melbourne re-enters stage three lockdown for six weeks, while the rest of the nation continues to emerge from hibernation, let's look at what’s been happening and what it may mean for you and your loved ones.
READ MORE >We’ve recently seen growth investments (like shares) drop as a result of the current COVID-influenced economic downturn. This has prompted some investors to question their shareholdings, such as would they be better off just holding cash?
READ MORE >We’re now two months into the new reality of life with COVID-19. Here are some updated thoughts and what this means for you.
READ MORE >We couldn't be prouder to announce that we've been recognised in the Top 100!
READ MORE >Connective Excellence Award Finalists are chosen for their expertise, integrity and outstanding customer service standards so we couldn't be more thrilled to be recognised amongst the best of the best in Australia’s mortgage and finance broking industry.
READ MORE >We're very excited to announce that we've been nominated for "Best Customer Service" in the Connective Excellence Awards 2019, a prestigious Finance Industry awards program!
READ MORE >The RBA has kicked off the New Financial Year with another rate cut - Will your lender pass on the full savings?
READ MORE >At its June meeting today, the Reserve Bank of Australia (RBA) cut the official cash rate to just 1.25% - the lowest level in Australian history.
READ MORE >Our overview of the property market, interest rates, and equities.
READ MORE >!0 May - 12.30pm & 16 May - 17.30pm. In our series of free information sessions, our Aged Care specialist will walk you through the journey and explain how to ensure your finances are structured correctly.
READ MORE >Saving for a deposit through a super fund is one way first home buyers can now get a leg up on the property ladder.
READ MORE >With the Federal Election due to be called any day now, Hamish & Wilson delve into the highlights from both side's budget proposals.
READ MORE >Read on to find out the key differences in the level of training, experienceand what each can offer you throughout the conveyancing process. ..
READ MORE >Finance & Conveyancing Under One Roof Buying or selling property this spring? Did you know we offer conveyancing services? Directors, Josh & Melissa explain how having an experienced legal team in the office benefits our clients >>
READ MORE >Director & Senior Mortgage Broker, Josh Durrant, explains what's in store for homeowners and investors in the near future...
READ MORE >The last quarter (Apr-Jun '18) was interesting to watch with a mixed bag of results across the major investment markets. Here is an overview of the main points to note and our thoughts on what lies ahead for the start of this financial year.
READ MORE >Should You Renovate Before Selling? When's the Best Time Of Year To Sell? What Should You Look For In An Agent? Auction or Private Sale? Director of Marshall White Brighton, Kate Strickland gives her expert opinions.
READ MORE >James Taylor & Hamish Clark give their 2 Minute overview of the proposed changed in the 2018 Federal Budget.
READ MORE >As he nears completion of his second project, Mortgage Broker, Dan Corran, shares his experiences and insight on home builds and small development projects.
READ MORE >Buyers Advocate Amy Mylius from Cate Bakos Property explains why First Home Buyers, Next Home Buyers & Investors alike should be looking for "Owner Occupier Appeal".
READ MORE >This Sunday, 18 members of our team are competing in the Corporate Triathlon to raise much-needed funds for The Smith Family.
READ MORE >We're already into the second week of Feb! Have you started on those ambitious New Year resolutions and saving plans yet? Learn how to set goals the S.M.A.R.T way...
READ MORE >WHY RATES INCREASED IN 2017 // WHAT'S HAPPENING NOW // HOW THE BANKS MAY DETERMINE RATES IN THE FUTURE.. Spoiler - Think Black Mirror!
READ MORE >More than ever clients are asking whether they should fix their interest rates, including investors looking for peace of mind for long term investments. Here Director and Senior Mortgage Broker, Josh Durrant, gives his opinion...
READ MORE >But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?
READ MORE >The RBA may have held the official cash rate at the first spring meeting, but interest rate changes continue in the home loan market:
READ MORE >We know it can be daunting to take the first step and book in to see a Financial Planner or Mortgage Broker. That's why we make it really easy for you to come and see us. The first meeting is free, with no pressure or obligation. We like to get to know you in an environment where you feel relaxed and comfortable, so that you get the most out of the session. We use everyday language and show you options that best suit you, always ensuring you understand everything so you’re in complete control.
READ MORE >There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.
READ MORE >First Home Buyers rejoice! From 1 July 2017 Stamp Duty was abolished for Victorian First Home Buyers purchasing up to $600,000 and phased in on a sliding scale for purchases between $600,001 and $750,000!
READ MORE >Do you lie awake at night worrying about how your super or other investments are performing? Or are you comfortable with short-term volatility in order to pursue long-term growth? Learn how well-diversified portfolios are constructed based on your appetite to risk in our infographic.
READ MORE >Learn why banks are raising rates outside of the RBA's decisions on interest only loans. Should you switch to principle & interest repayments?
READ MORE >At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...
READ MORE >At its March meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, changes are happening in the market...
READ MORE >The Reserve Bank of Australia didn't move the official cash rate at the first meeting of 2017. Meanwhile, many lenders have been adjusting their interest rates outside of RBA movements this summer.
READ MORE >Our Managing Director, James Taylor's overview of the last financial quarter, and forecast for interest rates, property and financial markets.
READ MORE >This spring we want to inspire you to keep pedalling! Find out how you can get our new high tech kit, worth over $700, for free...
READ MORE >A DIY Will Kit may seem like a cost effective approach to your Estate Planning now, but if not executed correctly, your family could be faced with significant legal expenses, long delays and unnessisary stress. Is that really the legacy you want to leave behind?
READ MORE >WHY ARE WE SO PASSIONATE ABOUT HELPING PEOPLE EXPERIENCING HOMELESSNESS? PLEASE WATCH THIS...
READ MORE >All four of our Directors will brave the elements this year. Can you help us smash last years fundraising efforts?
READ MORE >Yesterday the Reserve Bank dropped interest rates by 0.25% to a record low 1.75%, but what's next? James Taylor gives us his view here...
READ MORE >Unpaid insurance claims have been big news recently, highlighting why it's so important to have your personal policies reviewed by a licenced adviser regularly...
READ MORE >What's actually happening out there? As we near the end of the first quarter of 2016 (yes already!) James Taylor shares his professional overview of the current economic conditions.
READ MORE >The RBA decided to keep the official cash rate on hold at 2.0% today, but what's to come?
READ MORE >There’s been some sharemarket volatility related to Greece and China, but what will become a big point of discussion around water coolers in the coming months is the banks RAISING interest rates on investment loans.
READ MORE >Big things are happening in lending world. If you have an investment property or an interest only home loan - this may impact you
READ MORE >The most satisfying part of working in the finance industry is helping people achieve the "Great Australian Dream" of home ownership. Yet 105,000 Australians are homeless.
READ MORE >So you’re interested in getting on the property ladder – but what steps should you take next?
READ MORE >Two of the most important documents in the property purchase process are the contract of sale and the Section 32 Statement
READ MORE >Buying a property is a life changing decision, so it’s vital you're armed with all the right tools before going down this road.
READ MORE >Settlement is the final process in the exchange between buyer and seller before picking up the keys!
READ MORE >it's a term that's bounded around a lot, but what role does a guarantor actually play?
READ MORE >In a nutshell, stamp duty is a tax imposed by the government when you purchase a property. Nothing to do with postage!
READ MORE >Getting into the property market as a first home-buyer is tough – there’s no denying it. So what is the government doing to help?
READ MORE >It’s been a big 12 months for Australian economics, the Government and the Reserve Bank of Australia (RBA). Australian growth forecasts are continually being revised downwards, and this looks like it will continue as things are not improving.
READ MORE >it's important you're organised and have your finances inline before heading to an auction.
READ MORE >Don't panic - your first repayment isn't usually due until a month after settlement
READ MORE >Before you decide whether you want to live in an apartment or a house do your research first.
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