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RBA Holds Rates, But Will Your Lender? 

At its March meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, changes are happening in the market:

  • Borrowers should continue to expect rate adjustments from lenders outside of RBA movements due to their own increasing costs of borrowing.
  • Property investors are facing tougher criteria from some lenders, particularly on Interest Only loan products and refinances, due to controls imposed by APRA. 
  • While our stormy summer didn’t hamper an early start to the property season in our eastern states, where auction numbers reached record levels in February, market conditions varied considerably in other areas, creating a two-speed property market.

For more information on how these developments may affect your home loan or property purchasing plans, please give us a call on 03 9686 4976 or email 

We have access to hundreds of loan products from Australia’s leading lenders and are ready to help you choose the right one for your needs and goals. We’re also happy to assist your family, friends and colleagues, so please do not hesitate to pass on our details.

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