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The RBA may have held the cash rate, but lenders are starting to take a more tailored approach to interest rates. 


WHY RATES INCREASED IN 2017 // WHAT'S HAPPENING NOW // HOW THE BANKS MAY DETERMINE RATES IN THE FUTURE

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What is stamp duty?

In a nutshell, stamp duty is a tax imposed by the government when you purchase a property. Nothing to do with postage!

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Why Banks Are Raising Rates

Learn why banks are raising rates outside of the RBA's decisions on interest only loans. Should you switch to principle & interest repayments?

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Our view on the Investment Landscape - August 2015

There’s been some sharemarket volatility related to Greece and China, but what will become a big point of discussion around water coolers in the coming months is the banks RAISING interest rates on investment loans.

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OUR "WHY" VIDEO

WHY ARE WE SO PASSIONATE ABOUT HELPING PEOPLE EXPERIENCING HOMELESSNESS? PLEASE WATCH THIS...

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Before you buy... Getting pre-approval

Buying a property is a life changing decision, so it’s vital you're armed with all the right tools before going down this road.

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The Conveyancing Guide - Part Two

Read on to find out the key differences in the level of training, experienceand what each can offer you throughout the conveyancing process. ..

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RBA & home Loan Interest rate update - July 2018

Director & Senior Mortgage Broker, Josh Durrant, explains what's in store for homeowners and investors in the near future...

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10 Things To Consider When Developing

As he nears completion of his second project, Mortgage Broker, Dan Corran, shares his experiences and insight on home builds and small development projects.

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How spending affects borrowing

There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

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What happens at settlement?

Settlement is the final process in the exchange between buyer and seller before picking up the keys!

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Book An Appointment Online

We know it can be daunting to take the first step and book in to see a Financial Planner or Mortgage Broker. That's why we make it really easy for you to come and see us. The first meeting is free, with no pressure or obligation. We like to get to know you in an environment where you feel relaxed and comfortable, so that you get the most out of the session. We use everyday language and show you options that best suit you, always ensuring you understand everything so you’re in complete control.

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RBA Sits On The Sidelines While Lenders Play On

At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...

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