financial planning & lending specialists 03 9686 4976

03 July 2018

As expected, the Reserve Bank of Australia (RBA) decided to leave the official cash rate on hold at 1.5 per cent today.

 

To review your home loan please contact us on 03 9686 4976 or choice@choicecapital.com.au

The RBA has not moved on rates since August 2016, with the objective of stimulating inflation, employment and wage growth through stability. However, before we get too comfortable, I thought I'd share the short video below explaining what's ahead for homeowners and investors... 



Three Men Walk Into A Bar...

But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?

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RBA Sits On The Sidelines While Lenders Play On

At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...

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How spending affects borrowing

There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

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What is a section 32?

Two of the most important documents in the property purchase process are the contract of sale and the Section 32 Statement

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New Road Wear Launch!

This spring we want to inspire you to keep pedalling! Find out how you can get our new high tech kit, worth over $700, for free...

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What is stamp duty?

In a nutshell, stamp duty is a tax imposed by the government when you purchase a property. Nothing to do with postage!

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What does being a guarantor mean?

it's a term that's bounded around a lot, but what role does a guarantor actually play?

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The Conveyancing Guide - Part One

Finance & Conveyancing Under One Roof Buying or selling property this spring? Did you know we offer conveyancing services? Directors, Josh & Melissa explain how having an experienced legal team in the office benefits our clients >>

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How To Prepare For A Property Sale

Should You Renovate Before Selling? When's the Best Time Of Year To Sell? What Should You Look For In An Agent? Auction or Private Sale? Director of Marshall White Brighton, Kate Strickland gives her expert opinions.

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Our view on the Investment Landscape - August 2015

There’s been some sharemarket volatility related to Greece and China, but what will become a big point of discussion around water coolers in the coming months is the banks RAISING interest rates on investment loans.

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Federal Budget Summary - 2018

James Taylor & Hamish Clark give their 2 Minute overview of the proposed changed in the 2018 Federal Budget.

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