financial planning & lending specialists 03 9686 4976

03 July 2018

As expected, the Reserve Bank of Australia (RBA) decided to leave the official cash rate on hold at 1.5 per cent today.

 

To review your home loan please contact us on 03 9686 4976 or choice@choicecapital.com.au

The RBA has not moved on rates since August 2016, with the objective of stimulating inflation, employment and wage growth through stability. However, before we get too comfortable, I thought I'd share the short video below explaining what's ahead for homeowners and investors... 



I’ve bought a property, when will my first repayment fall due?

Don't panic - your first repayment isn't usually due until a month after settlement

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What To Buy In 2018

Buyers Advocate Amy Mylius from Cate Bakos Property explains why First Home Buyers, Next Home Buyers & Investors alike should be looking for "Owner Occupier Appeal".

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There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

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Federal Budget Summary - 2018

James Taylor & Hamish Clark give their 2 Minute overview of the proposed changed in the 2018 Federal Budget.

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What is stamp duty?

In a nutshell, stamp duty is a tax imposed by the government when you purchase a property. Nothing to do with postage!

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A Quick Overview Of The Current Investment Landscape

What's actually happening out there? As we near the end of the first quarter of 2016 (yes already!) James Taylor shares his professional overview of the current economic conditions.

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Our view on the Investment Landscape - August 2015

There’s been some sharemarket volatility related to Greece and China, but what will become a big point of discussion around water coolers in the coming months is the banks RAISING interest rates on investment loans.

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RBA Sits On The Sidelines While Lenders Play On

At its May meeting, the Reserve Bank of Australia elected to keep the official cash rate on hold at 1.5 per cent. However, Australian lenders are still increasing rates to keep in line with APRA's new lending rules...

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Stamp Duty Reductions for First Home Buyers

First Home Buyers rejoice! From 1 July 2017 Stamp Duty was abolished for Victorian First Home Buyers purchasing up to $600,000 and phased in on a sliding scale for purchases between $600,001 and $750,000!

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