financial planning & lending specialists 03 9686 4976

03 July 2018

As expected, the Reserve Bank of Australia (RBA) decided to leave the official cash rate on hold at 1.5 per cent today.

 

To review your home loan please contact us on 03 9686 4976 or choice@choicecapital.com.au

The RBA has not moved on rates since August 2016, with the objective of stimulating inflation, employment and wage growth through stability. However, before we get too comfortable, I thought I'd share the short video below explaining what's ahead for homeowners and investors... 



How spending affects borrowing

There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

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Insurance Claims & The Media - What you need to know

Unpaid insurance claims have been big news recently, highlighting why it's so important to have your personal policies reviewed by a licenced adviser regularly...

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Vinnies CEO Sleepout 2016

All four of our Directors will brave the elements this year. Can you help us smash last years fundraising efforts?

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I’ve bought a property, when will my first repayment fall due?

Don't panic - your first repayment isn't usually due until a month after settlement

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Our view on the Investment Landscape - April 2015

It’s been a big 12 months for Australian economics, the Government and the Reserve Bank of Australia (RBA). Australian growth forecasts are continually being revised downwards, and this looks like it will continue as things are not improving.

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Shared Office Space Available Now!

163 Eastern Road, South Melbourne. Rent 1-12 Designated Desks from just $110per desk per week. Rent an 88sqm space ready to make your own from just $1,995 per week.

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Investment Lending Is Changing

Big things are happening in lending world. If you have an investment property or an interest only home loan - this may impact you

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What happens at settlement?

Settlement is the final process in the exchange between buyer and seller before picking up the keys!

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Three Men Walk Into A Bar...

But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?

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What's your investing style?

Do you lie awake at night worrying about how your super or other investments are performing? Or are you comfortable with short-term volatility in order to pursue long-term growth? Learn how well-diversified portfolios are constructed based on your appetite to risk in our infographic.

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