financial planning & lending specialists 03 9686 4976

The Choice Team

why I do it

For me, there is nothing better than when a client shows appreciation for what the team and I have been able to help them achieve. I thrive on matching loan products to different people, from first home buyers looking for their first apartment to sophisticated self-employed investors looking for tax effective ways to build their property portfolio. It’s especially rewarding when I really get to know a client and become part of their trusted advisory team. I’ve helped clients purchase their first home, negotiated a better interest rate for them a year later, helped them access equity in their home to purchase an investment property and then restructured everything a few years later so they can move into their new dream home - that’s what drives me.

how I do it

I’ve been working in the Finance Industry as a Mortgage Broker since 2007, which has given me a wealth of exposure to the ever changing finance industry and tailoring home loan solutions for a diverse range of clients. 

I take the time to listen to my client’s individual circumstances and add value with additional advice whenever possible. Once I’ve researched their options and narrowed down the choices, I’ll explain the benefits of each as it’s often not just about getting the best interest rate! It’s surprising how policies and products vary from lender to lender. Buying a property for the first time or the tenth time can be stressful, however many clients mention that they feel far calmer about the whole process after meeting with the team and I, which is exactly what I’m aiming for!

who I really am

I grew up in Maffra, a small country town in South East Gippsland, Victoria, but have been Melbourne based since 2002. I still head back whenever I can though for mum's home cooking and grounding from my friends there, as I’m still a country boy at heart.

I’ve always played cricket and have previously played for the Richmond Cricket Club and spent two British Summers playing club cricket in Northern England. I’m also a keen golfer and try to get out on the course as often as possible. I follow the English Premier League, and Liverpool Football Club in particular, with passion and fulfilled my dream of watching them play on their home ground on New Year’s Day 2014 which was an amazing experience.

If I’m not playing or watching sport on my day off, you’ll find me having a few quiet beers in Richmond with friends.

To have a chat with Josh, call 03 9686 4976 or request a meeting here>>