financial planning & lending specialists 03 9686 4976

To all my previous clients...

I hope you remember me!  Despite a 12-month restriction on contacting my clients, I’m humbled that so many have tracked me down themselves and have found the transition painless. I would welcome the opportunity to engage with you too.
 
t: 03 9686 4976 m: 0407 982 753  e: tcrotty@choicecapital.com.au

Pop your details in and I'll be in touch soon.

  

A bit about me

For those who like an update; I’m newly married & expecting my first child in March 2018. learn more here >>

Picking up where we left off

I'll make it really easy for you. We can either: 

  • Simply sign a form to transfer your existing accounts for me to manage on your behalf
  • Catch up over coffee to discuss your current situation and make tweaks to your plan as necessary (I can come to you)  

Why Choice Capital?

For those who want a one-stop-shop for all things financial, I’m happy that I can offer holistic solutions across a range of professional services including:

  • Financial Advisory (Tailored Strategy & Product Solutions)
  • Home, Investment & Commercial Lending
  • Estate Planning (Wills & Powers of Attorneys)
  • Property Law
  • SMSF, Family Trusts & Business Agreements
  • Taxation Services

Choice Capital has its own Australian Financial Services Licence (AFSL), Australian Credit Licence (ACL) and has strong ties to specialist investment manager Beulah Capital whose investment committee includes Tom Elliott (Drive – 3AW).

My path to Choice Capital

The best part of my 5 years at BW Financial Advice was the ongoing relationships I had with different people, learning about family, experiences (good & bad) and goals.  I really enjoyed helping people like yourself gain financial clarity & helping with what was important to them.  Whether it be unique, such as a change of pace and working with charities in Papua New Guinea or life goals like owning a home or providing for a family.

As of late 2016, a decision was made to close BW Financial Advice, directly impacting employees & clients of Bankwest & BW Financial Advice which forced me to explore my options.  I’m pleased that 12-months after my appointment, change has been very kind to me & has allowed me to help people more than ever before! 

FAQ

What happened to BW Financial advice?
When the decision was made to close BW Financial Advice a number of employees were made redundant and a large portion of clients were transferred to a non-guaranteed subsidiary of Commonwealth Bank of Australia.
Will I need to change products?
No! I wouldn’t have recommended the products you hold if they weren’t appropriate when I initially provided you advice.  I still have regular interaction with Colonial First State, OnePath (ANZ), Asteron amongst others and have increased my ability to advise on specialist solutions such as SMSF & direct equities for those who need it.
Do I need new advice?
Very likely.  Whilst I have no doubt that the advice provided by me previously was appropriate, there are usually changes to your personal situation, objectives, legislation & product enhancements that may mean adjustments to your existing strategies or investments are prudent.
If there is a benefit for you to update your strategies or products, I will offer you the advice to make an educated decision.
Where are you based?
The team is predominantly located in Prahran, however I often meet clients at their home or office.  I also have meeting rooms available in Melbourne CBD.
What are your fees?
As has always been my approach, there are no costs for a general discussion or to touch base.  I have various ongoing service packages available for those who want this level of service
Insurance clients – it costs nothing for me to be your point of contact on your policies.
Can I engage you only for services such as lending and Wills? 
YES - I can help you with this too!