financial planning & lending specialists 03 9686 4976

Here to help

With a fresh and energetic approach to finance and lending, our team will make you feel supported and in control. We talk in simple, everyday language so you understand everything, all in a no pressure environment.

How we've helped others

You might be starting at square one, buying your first home, planning a family, looking to build wealth or claiming back your independence. These real life stories from our clients show how we could help you too.

Touch Base

Our lending services are provided free of charge and your first consultation with a financial planner is also free. The sooner you get in touch the sooner we can help. 

Call 03 9686 4976 or email 

How we've helped others

  • Getting started with a financial plan

    We helped Anna get ahead in her twenties so she could make life-long travel plans and own an investment property. We can help you have it all too.

    I'm so glad I found the Choice Capital team when I did. They really have given me the information, support and confidence to make my own financial decisions, without having to completely give up having a life!

    Anna, Tarneit, Vic

    Read case study
  • Your first property

    We helped Dave and Katie buy their first home sooner - with a little help from mum.

    David and I really appreciate all your help over the last few months and for guiding us through the whole house buying process, because we were completely clueless - There is no way we could've bought a new home without you!

    David & Katie, Port Melbourne, Vic

    Read case study
  • Protecting what's important

    We helped Matthew set up financial safety nets so if life throws a curve ball, his family won't have to worry.

    Since contacting Choice Capital about managing my personal finances, superannuation, and income and life insurance, I have found them to be very professional in their service and advice. My family is now so much better off financially and protected against significant changes in our working lives

    Matthew, Bentleigh, Vic

    Read case study
  • Building your property portfolio

    We helped Steve & Vanessa build their property portfolio for a stronger financial future.

    It has been great to deal with staff that are very responsive and helpful and able to find the right solutions to help me grow my property portfolio. I have found their service to be top notch and your communication, which is of high importance to me, has been terrific. I will be recommending you to many in the future.

    Steven & Vanessa, Cheltenham, Vic

    Read case study
  • Managing your debts

    We helped John & Sally save on their home loan and reduce their overall debt.

    If you believe finding a better home loan deal is confusing and too hard, I highly recommend that you speak with Choice Capital. They answered all of our questions and the whole process was so easy. My only regret is that I didn't call sooner! I would sincerely recommend Choice Capital to friends and family (and already have) as they really did offer outstanding communication, responsiveness and technical expertise. Truly 10/10.

    John & Sally, NSW

    Read case study
  • Refinancing to get ahead

    We helped Rob & Mel purchase their new home sooner by accessing equity in their existing property and setting an achievable savings plan

    Choice Capital has been a great company to go with for our home loans, everything has been done seamlessly and everyone has been extremely attentive to our needs and quick at responding to questions! We are also pleased with our great home loan interest rate which was bargained down from what was advertised!

    Robert & Melissa, Yarraville

    Read case study
  • Planning your future

    We helped Claudio & Maria live life to the full whilst preparing for retirement.

    We have been dealing with Choice Capital for both our home loans and financial planning for a few years now and we have always been very happy with their honest services. My wife and I highly recommend Choice Capital's holistic approach to your individual situation to other people and will keep using their services for many years to come.

    Claudio & Maria, Black Rock, Vic

    Read case study

Life is about choices

By making more informed
choices you can:

Take control

Save time

Build knowledge & wealth

Save Money

Strive for financial freedom

Future-proof your finances

Latest blog articles

Things Can Only Get Better

For those who reside in Victoria, it has been a tough time. The isolation of a Stage 4 lockdown is confronting and the ongoing reinforcement of the impacts of the virus on our lives has obscured what we believe is a growing light at the end of the tunnel – both at a community level and in an investment context.


Melbourne Lockdown - What It Means For You

As Melbourne re-enters stage three lockdown for six weeks, while the rest of the nation continues to emerge from hibernation, let's look at what’s been happening and what it may mean for you and your loved ones.


Why you have to see your investments as long term

We’ve recently seen growth investments (like shares) drop as a result of the current COVID-influenced economic downturn. This has prompted some investors to question their shareholdings, such as would they be better off just holding cash?


Investment Market & Covid-19 Update

We’re now two months into the new reality of life with COVID-19. Here are some updated thoughts and what this means for you.

Victorians Without a Home
Financial Plans in 2018
Loans Settled in 2018
Donated in 2018

What people are saying

  • Choice Capital have always provided great financial solutions to all my queries. I was referred to Choice over 4 years ago now, and I have recomended them to my friends who have also had just as a good service. I am in a better place financially thanks to Choice Capital.

    Ivor Port Melbourne

  • Choice Capital has been a great company to go with for our home loan, everything has been done seamlessly with a great home loan rate which was bargained down from what was advertised. Kerry has also been extremely attentive to our needs and very quick at responding to questions!

    Trent & Melanie Toorak

  • I was a previous client of Choice Capital and hadn't required anything for sometime. I'm so glad I called them to do my upcoming refinancing with my mortgages. I was so impressed with the communication and follow up and made the process very easy and seamless - Thank you

    Fiona Hawthorn

  • Capital Choice did a stellar job with my first mortgage. I honestly can't recommend them highly enough. They keep you informed throughout all stages and work hard for you. If any difficulties are encountered, such as an unfavourable valuation, they have back up plans to ensure you are well placed. I will be using these guys in future and will recommend them to all my friends and family.

    Jeremy Hawthorn East

  • Choice Capital have outperformed on every aspect of our transactions. We were provided with an extremely competitive offer and received communications keeping us informed of every step, a huge improvement from any other broker and financial planner we dealt with. Josh and Chrissie demonstrated superb product and market knowledge instilling confidence that we are in good hands, coupled with exceptions service from every member of the team. Would not hesitate recommending Choice Capital.

    O & A Pecherski

  • Everyone at Choice Capital has been most professional, efficient and flexible. I am very happy with everyone's input, but specifically Josh and Chrissie, and can't ask for a better team looking out for my present and future.

    Hsin-Hua South Yarra

  • The entire TEAM at Choice Capital gave us outstanding service and support during our recent re-finance. We would highly recommend them and their customer service and communication were second to none

    Brad & Bianca Elwood

  • A fantastic service from start to finish! Would highly recommend Choice Capital and their amazing staff. Josh was very clear in his communications and helped to simplify the process for me. I felt very comfortable taking his advice and recommendations and would highly recommend him to friends looking for a broker.

    Christina South Yarra

  • I just wanted to send you a note to say thank you for all of your help, hard work and excellent service. We both really appreciated all of the effort you went to in making sure the arrangement of our finances, and settlement went as smoothly as possible. Your friendly nature and professionalism is a credit to Choice Capital and we won’t hesitate to recommend you to our friends and colleagues looking for financial services in the future.”

    R & S Davis Fitzroy

  • Choice Capital, and Kerry in particular were amazing in helping us with the purchase of our new house. Kerry answers all my questions and works hard to make the whole process easy and not scary at all. Violetta was also fantastic, I would recommend them both to anyone. We felt supported the whole time, and Kerry went above and beyond by coming to the auction with us which gave us the confidence to brave our second purchase. Kerry is the epitome of personal service.




Top 100 Broker 2015



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