Financial Planning and Lending Specialists

Money doesn't buy happiness, but it can give you choice.

Our team is here to help you become financially literate, so you can make informed decisions that have the best impact on your future.

See how we've helped others
We proudly operate our own Australian Financial Services Licence and Australian Credit Licence

We can offer you advice on products from a large panel of lenders and financial providers, giving us and you the freedom of choice.

How we do it
It's not about how much money you make. It's about what you do with it

That's where we come in. We know how to structure your finances, debts and investments to maximise what's left for you, whilst focusing on your long-term goals.

Learn
Are you planning for your future?

Choice Capital gives you the financial foundations you need to make the choices you want to make instead than ones you have to.

How we can help
Corporate social responsibility is at the heart of who we are.

Our goal is to deliver positive and long last impacts.

That's where you come in

How we've helped others

Getting started with a financial plan

We helped Anna get ahead in her twenties so she could make life-long travel plans and own an investment property. We can help you have it all too.

I'm so glad I found the Choice Capital team when I did. They really have given me the information, support and confidence to make my own financial decisions, without having to completely give up having a life!

Anna, Tarneit, Vic
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Your first property

We helped Dave and Sarah buy their first home sooner - with a little help from mum.

David and I really appreciate all your help over the last few months and for guiding us through the whole house buying process, because we were completely clueless - There is no way we could've bought a new home without you!

David & Sarah, Port Melbourne, Vic
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Protecting what's important

We helped Matthew set up financial safety nets so if life throws a curve ball, his family won't have to worry.

Since contacting Choice Capital about managing my personal finances, superannuation, and income and life insurance, I have found them to be very professional in their service and advice. My family is now so much better off financially and protected against significant changes in our working lives

Matthew, Bentleigh, Vic
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Building your property portfolio

We helped Steve & Vanessa build their property portfolio for a stronger financial future.

It has been great to deal with staff that are very responsive and helpful and able to find the right solutions to help me grow my property portfolio. I have found their service to be top notch and your communication, which is of high importance to me, has been terrific. I will be recommending you to many in the future.

Steven & Vanessa, Cheltenham, Vic
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Managing your debts

We helped John & Sally save on their home loan and reduce their overall debt.

If you believe finding a better home loan deal is confusing and too hard, I highly recommend that you speak with Choice Capital. They answered all of our questions and the whole process was so easy. My only regret is that I didn't call sooner! I would sincerely recommend Choice Capital to friends and family (and already have) as they really did offer outstanding communication, responsiveness and technical expertise. Truly 10/10.

John & Sally, NSW
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Refinancing to get ahead

We helped Rob & Mel purchase their new home sooner by accessing equity in their existing property and setting an achievable savings plan

Choice Capital has been a great company to go with for our home loans, everything has been done seamlessly and everyone has been extremely attentive to our needs and quick at responding to questions! We are also pleased with our great home loan interest rate which was bargained down from what was advertised!

Robert & Melissa, Yarraville
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Planning your future

We helped Claudio & Maria live life to the full whilst preparing for retirement.

We have been dealing with Choice Capital for both our home loans and financial planning for a few years now and we have always been very happy with their honest services. My wife and I highly recommend Choice Capital's holistic approach to your individual situation to other people and will keep using their services for many years to come.

Claudio & Maria, Black Rock, Vic
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Let us show you how we can help

Life is about choices

By making more informed
choices you can:

Take control because Choice Capital

Save time because Choice Capital

Build knowledge & wealth because Choice Capital

Save Money because Choice Capital

Strive for financial freedom because Choice Capital

Future-proof your finances because Choice Capital

Choice Capital educates you about your financial choices and:

carefully crafts a financial plan for you

does all the shopping around and paperwork for you

helps you buy your first property

helps you manage your debts effectively

helps you build your investment portfolio

makes sure you protect what’s important

Latest blog articles

19
Sep

Three Men Walk Into A Bar...

But inflation is no joke! The new $10 note will enter circulation tomorrow. Love it or hate it, the launch got us thinking… What can you get for $10 now compared to the last issue of the note?

6
Sep

Interest Rate Update - Josh Durrant

The RBA may have held the official cash rate at the first spring meeting, but interest rate changes continue in the home loan market:

5
Sep

We know it can be daunting to take the first step and book in to see a Financial Planner or Mortgage Broker. That's why we make it really easy for you to come and see us. The first meeting is free, with no pressure or obligation. We like to get to know you in an environment where you feel relaxed and comfortable, so that you get the most out of the session. We use everyday language and show you options that best suit you, always ensuring you understand everything so you’re in complete control.

22
Aug

How spending affects borrowing

There is a common misconception that your borrowing capability is related solely to your income, however most people’s outgoings quickly follow their increasing pay-packets. In a time where many people’s lifestyles revolve around instant gratification, lenders are now taking a more responsible approach to lending and investigate genuine spending habits as well as factoring in possible future interest rate rises.

Thousand Australians Without a Home

New Financial Plans 2016

New Loans Settled 2016

= $ Donated 2016

What people are saying

Choice Capital have always provided great financial solutions to all my queries. I was referred to Choice over 4 years ago now, and I have recomended them to my friends who have also had just as a good service. I am in a better place financially thanks to Choice Capital.

Ivor Port Melbourne
Choice Capital has been a great company to go with for our home loan, everything has been done seamlessly with a great home loan rate which was bargained down from what was advertised. Kerry has also been extremely attentive to our needs and very quick at responding to questions!

Trent & Melanie Toorak
I was a previous client of Choice Capital and hadn't required anything for sometime. I'm so glad I called them to do my upcoming refinancing with my mortgages. I was so impressed with the communication and follow up and made the process very easy and seamless - Thank you

Fiona Hawthorn
Capital Choice did a stellar job with my first mortgage. I honestly can't recommend them highly enough. They keep you informed throughout all stages and work hard for you. If any difficulties are encountered, such as an unfavourable valuation, they have back up plans to ensure you are well placed. I will be using these guys in future and will recommend them to all my friends and family.

Jeremy Hawthorn East
Choice Capital have outperformed on every aspect of our transactions. We were provided with an extremely competitive offer and received communications keeping us informed of every step, a huge improvement from any other broker and financial planner we dealt with. Josh and Chrissie demonstrated superb product and market knowledge instilling confidence that we are in good hands, coupled with exceptions service from every member of the team. Would not hesitate recommending Choice Capital.

O & A Pecherski
Everyone at Choice Capital has been most professional, efficient and flexible. I am very happy with everyone's input, but specifically Josh and Chrissie, and can't ask for a better team looking out for my present and future.

Hsin-Hua South Yarra
The entire TEAM at Choice Capital gave us outstanding service and support during our recent re-finance. We would highly recommend them and their customer service and communication were second to none

Brad & Bianca Elwood
A fantastic service from start to finish! Would highly recommend Choice Capital and their amazing staff. Josh was very clear in his communications and helped to simplify the process for me. I felt very comfortable taking his advice and recommendations and would highly recommend him to friends looking for a broker.

Christina South Yarra
I just wanted to send you a note to say thank you for all of your help, hard work and excellent service. We both really appreciated all of the effort you went to in making sure the arrangement of our finances, and settlement went as smoothly as possible. Your friendly nature and professionalism is a credit to Choice Capital and we won’t hesitate to recommend you to our friends and colleagues looking for financial services in the future.”

R & S Davis Fitzroy
Choice Capital, and Kerry in particular were amazing in helping us with the purchase of our new house. Kerry answers all my questions and works hard to make the whole process easy and not scary at all. Violetta was also fantastic, I would recommend them both to anyone. We felt supported the whole time, and Kerry went above and beyond by coming to the auction with us which gave us the confidence to brave our second purchase. Kerry is the epitome of personal service.

A & S QUIN ST KILDA